The great part about Qube Money is that it doesn’t let you overspend on purchases, which is a great feature for anyone who’s encountered problems with impulsive spending in the past. Plenty of people struggle to avoid spending money when there’s a seemingly endless credit limit readily available. There’s nothing wrong with this, of course. If you have a history of misusing your credit cards and racking up a significant amount of debt on non-essential purchases, then perhaps budgeting with a credit card wouldn’t work too well for you.
Qube Money Digital Envelope App Review Control Spending Impulses The Qube Money program is still relatively new, but it’s already making waves in the world of personal finance. When you use your Qube Money card at checkout, the amount you spend is deducted from your available balance in a given category, so you will always be aware of how much money is left for a given category of your budget at any point. You transfer funds into your Qube Money account whenever you get paid and determine how those funds should be allocated into different expense categories before you ever make a purchase.
The way Qube Money works is fairly simple. Have you wanted to try the cash-only budget method, but you’ve held back because of the impracticality of using only cash in this digital age? If so, then a new app called Qube Money Digital Envelope might be the solution you’ve been waiting for. Qube Money (formerly ProActive Budget) is an online digital bank and budget app that digitizes the cash envelope system.
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